Education Planning   Articles     Education planning basics       ABCs of financial aid       Going back to school as an adult       Student loan basics   Decision Tools     Determining how much to save for college       College savings analyzer       Finding the funds to pay for a college education   FAQs     529 plans vs. other ways to save for college       How does a 529 plan compare with an UGMA/UTMA custodial account in my child's name?       How does a 529 plan compare with investing in a mutual fund in my name?       How does a 529 plan compare with using U.S. savings bonds for college expenses?     Student loans       How will I ever pay off my student loans?       Should I pay off my student loans early with a home equity loan?   Retirement Planning   Articles     Saving for retirement       Borrowing or withdrawing money from your 401(k) plan       Choosing a beneficiary for your IRA or 401(k)     Social Security       Social Security retirement benefits       Understanding Social Security   FAQs     IRAs       Can I avoid the 10 percent penalty tax for early withdrawals from a traditional IRA?       Can I contribute to a Roth IRA?       Should I invest in a Roth IRA or a traditional IRA?       Should I withdraw money from my IRA to pay for my child's college tuition?